20 Epic Overwater Bungalows in the Caribbean for Couples

The first time Lori and I stepped on to the deck of our own overwater bungalow suspended over the crystaline waters of the Caribbean Sea, we knew we had found something special.

And we didn’t even have to fly to French Polynesia or the Maldives to get there!

From our time living in and traveling throughout the Caribbean, we’ve discovered some pretty amazing places we think others might like to know about. That includes over-the-water stays in some of the region’s most scenic corners.

The best part is that staying in a postcard-perfect paradise doesn’t have to break the bank. But not to worry, honeymooners—you’ll find plenty of epic water villas with tons of all-inclusive amenities on our list as well!

From the vibrant reefs of Mexico to the romantic tropical island resorts of St. Lucia, here are the best over-the-water stays for a truly memorable honeymoon.

This post contains affiliate links. If you click and make a purchase, we might receive a commission (at no added cost to you). Thanks for supporting independent, ad-free blogs!

Caribbean Overwater Bungalows:
Our Top Picks in 2025

If you’re looking for the very best overwater bungalows in the Caribbean at one of the best resorts in St. Lucia, we think Sandals Grande St. Lucian is IT! But don’t take our word for it.

St. Lucia is already widely recognized as the top honeymoon destination in the Caribbean. And Sandals Grande St. Lucian was named the Caribbean’s Leading Honeymoon Resort at the 30th Annual World Travel Awards, literally making this stay the best-of-the-best for a Caribbean honeymoon!

And there may be no better place to soak up the loving vibe than from your very own spectacular Over the Water Honeymoon Butler Bungalow at Sandals Grande St. Lucian!

That’s right, “Butler Elite” service comes standard with every overwater bungalow, along with relaxing seaside Tranquility Soaking Tubs, glass floors, breathtaking views, and of course Sandals’ legendary all-inclusive package amenities.

✪ Pros All the usual Sandals all-inclusive amenities and perks PLUS Butler Elite with every overwater bungalow. We also love the ultra-mod take on the water villa and the jaw-dropping views. And the recent reviews across the board are exceptional.

✪ Cons The price isn’t for the faint of heart, but we think this place offers a LOT of value. Also, getting a beach chair can be difficult and frustrating unless you arrive early in the morning. It’s worth noting that this is one of the long-running perks of butler service, if you happen to go that route.

✪ Hot Tip Don’t forget to check Sandals’ current Specials for discounts and fun perks for your stay.

Sandals Royal Caribbean Resort may very well have set the standard for overwater bungalows in the Caribbean. They feature modern and luxurious bungalows and pool villas built right over a cerulean lagoon—Lori and I can’t imagine a more romantic beach resort setting in paradise!

Located in stunning Montego Bay, this top-notch adults-only (couples only) stay is the only resort in the country that is connected to its very own private island (Sandals Cay).

You can while-away the hours on your own private “floating” living room, lounge in your personal infinity pool (villas only), or take a dip in the crystal clear Caribbean waters.

And of course, you can always hop a private water taxi to the main resort any time you want to enjoy the mind-blowing number of all-inclusive amenities included in the nightly rate.

A true bucket list stay from the Caribbean’s leading hotel brand 2024, the overwater bungalows at Sandals Royal Caribbean are an ideal destination for the ultimate honeymoon or beach getaway.

✪ Pros If you’re looking for the quintessential five-star over-the-water stay—worry-free ultra-luxe accommodations surrounded by jaw-dropping azure waters—quite frankly, nowhere else in the Caribbean comes close. We also love the dizzying array of dining options, variety of included activities, and close proximity to Montego Bay’s Sangster International Airport (only 9 minutes away by car!).

✪ Cons Sandals overwater bungalows don’t come cheap—but we think they still offer an excellent value considering how rare this type of accommodation is in the Western Hemisphere (this isn’t the Maldives, folks!), and the crazy number of amenities packed into your all-inclusive stay.

Ever wonder what it would be like to have an entire tropical island to yourself? Quit wondering and feast your eyes on Little Peter Oasis Private Island!

Venturing off the beaten path to Belize’s Little Peter Oasis Private Island is like stepping into a secret haven of romance. We’re pretty sure their overwater digs will redefine what you thought you knew about over-the-water bungalows in the Caribbean. But that’s a good thing!

This three-acre slice of Caribbean paradise—a stone’s throw from Belize City—beckons couples with exclusivity and unmatched seclusion. At its core is a large overwater villa, flaunting a water-level sun deck, two bedrooms, two baths (fit for four guests—or one lucky couple), and a kitchen.

✪ But Wait, There’s More! Your ticket to paradise includes a private chef whipping up three gourmet meals a day.

Nayara Bocas del Toro is a tropical haven tailor-made for romance, making this our Numero Uno over-the-water pick in Panama.

Rather than focusing on flashy design and amenities, Nayara Bocas del Toro emphasizes genuine connections with nature. Case in point? The overwater bungalows.

These bungalows whisper Caribbean charm with a Panamanian twist, offering an escape that’s equal parts simple and extraordinary.

And of course they’ve got glass floors! Perfect for immersing yourself in the underwater action happening below from the comfort of your personal sanctuary.

Nayara Bocas del Toro’s emphasis on small gestures of romance, like intimate dinners and strolls in the breathtaking natural surroundings, makes for a personalized and intimate vibe for couples.

The resort has also received several awards for its sustainable practices and the seamless integration of nature into its design, adding an eco-friendly dimension to your romantic stay.

✪ Pros The unique and artistic design, of course! Along with some very top-notch amenities. And, who can resist your very own over-the-water infinity pool with a view!?

✪ Cons Jellyfish can be a bit of menace when snorkeling around the resort, but not enough to dampen most guests’ fun. Also, it’s these villas are a bit pricey compared to other overwater accommodation in Panama—but guests seem to think it’s well worth the nightly rate.

✪ Hot Tip Did you know that you can even book a stay in a Tree House? No joke! And yes, it’s as bucket-list-worthy as it sounds.

Palafitos El Dorado Maroma is an outstanding all-inclusive adults-only stay offering luxury overwater bungalows in Mexico that are a quick hop from the continental U.S.

Extending out over the turquoise waters of Playa Maroma, a short drive north of Playa del Carmen, Mexico, this award-winning luxury five-star resort offers infinity pools and breathtaking sea views from every one of their luxurious Palafitos.

Gourmet food and exclusive private beach top off this bucket list beach experience.

✪ Pros Excellent reviews and ratings, particularly with regards to service. And every Palafito suite comes with its own infinity pool!

✪ Cons As is the case with much of Mexico’s Riviera Maya, sargassum (seaweed) influxes are ongoing and hard to predict, and beautiful Playa Maroma is not immune to the occasional seaweed invasion, though steps are being taken to combat sargassum in the area.

✪ Hot Tip If you want the highest level of luxury and privacy, we suggest booking one of their Elite Palafitos (if you’re lucky enough to snag a reservation!).

Simply saying “Aruba,” conjures up the epitome of a Caribbean luxury destination. 

Aruba Ocean Villas takes that feeling to the next level, with absolutely stunning adults-only eco-luxury villas built over turquoise waters—the only overwater beach villas in the whole country, in fact!

Since the first edition of this list, Aruba Ocean Villas has upped their game in a BIG way, adding three more incredible Penthouse Villas (feast your eyes on Potcho Poncho!).

Designed by Aruba-native artist, Osyth, these Caribbean overwater bungalows exude a sense of place and wonder like few others on this list can.

✪ Pros Locally-owned adults-only idyllic tropical sanctuary surrounded by spectacular nature and warm hospitality.

✪ Cons If you’re looking for a traditional five-star resort with air-conditioning and a ton of dining and activities options, you’ll likely be happier elsewhere.

Now, it’s time to head up through the Windward Passage to incomparable Amanyara on the island of Providenciales in stunning Turks & Caicos.

Contemporary and stylish water villas are the name of the game here. These villas are unbelievably huge, incorporating 3 to 6 separate pavilions over 1.5 acres of private gardens and outdoor living space. And did we mention that each comes with its very own private chef and villa servicing host?

Top it off with a private white sands beach bordering one of the world’s most beautiful snorkeling and reef diving marine parks and you’ve got a Caribbean overwater bungalows match made in paradise!

✪ Pros We love the gigantic villas and oodles of space to spread out in total seclusion. And the location offers some of the best snorkeling in the Caribbean just a stone’s throw away.

✪ Cons The overwater villas are set over manmade pools, which may or may not be a drawback for you. If you don’t have deep pockets, however, the price tag will likely be the biggest downside.

✪ Hot Tip Amanyara offers two types of accommodation: stand-alone Pavilions and sprawling multi-unit Villas. The Pavilions are exceptional stays in their own right (many with spectacular sea views and perfect for couples). But if you’re looking for an over-the-water stay at Amanyara, you’ll want to book one of their exclusive Amanyara Villas.

Next up, another stunner! Royalton Antigua Resort & Spa offers all the luxurious amenities you’d hope for in the over-the-water stay of your dreams in wonderful Antigua.

The sumptuously appointed Chairman Overwater Bungalows are a new addition to this lavish resort, offering private infinity pool, glass floor panels, sun deck, and idyllic Caribbean views. Honestly, you may never want to leave your bungalow!

✪ Have Kids? You can totally do a couples retreat without leaving the kids at home. Royalton Antigua is our top choice for families looking for an all-inclusive over-the-water stay with all the amenities, including Kids Club and 24 hour room service.

✪ Pros We love how spacious these water villas are when compared to anything else on this list (with the exception of Amanyara). We also love the stunning location and proximity to a drop dead gorgeous beach and breathtaking sea views.

✪ Cons Royalton Antigua is a great choice for families and has some of the nicest water villas on this list. However, the resort itself has received mixed reviews in the past couple of years (though this seems to be improving). Still, if you’re looking to book your honeymoon or an adults-only getaway, we think one of the Sandals resorts on our list might be a better bet at this particular price point.

Do you dream of escaping to your own jungly island paradise in the Caribbean (without sacrificing the amenities of a vacation getaway)? Then, Thatch Caye Resort by Muy’Ono might just be your dream come true!

Offering well-appointed thatch-roof overwater bungalows with sun decks it’s easy to lose yourself in this offshore paradise in Belize.

✪ Pros Warm hospitality and cool air conditioning on an island that sits on the Belize Barrier Reef.

✪ Cons One of the trickier destinations on our list to reach from the U.S., involving a 15-minute commuter flight from Belize City to Dangriga, and a 30-minute boat transfer out to the island. But we think it’s worth it! And it’s all part of the journey.

✪ Hot Tip Given its proximity to the U.S., Thatch Caye is a popular resort destination and the overwater bungalows in particular can book up fast. Make sure you book well in advance!

Looking for something different? The spectacular and roomy Overwater Lagoon Suites at Rosewood Mayakoba are truly in a league of their own.

Boasting private plunge pools and a whopping 1,475 square feet of indoor and outdoor living space, these cozy spots are truly next-level when it comes to dreamy getaways in Mexico and top overwater bungalows in the Caribbean.

This idyllic retreat is spread across a mile of pristine beach, surrounded by a winding maze of lagoons and small islands that evoke a rare paradise at the heart of Mayakoba’s ecological wonderland.

✪ But Wait, There’s More! A personal butler is on standby, ready to turn your stay from wonderful into fabulous. And guests get a golden ticket to Mayakoba, a 620-acre gated development with 20 restaurants and bars, a dive center, and the first PGA Tour golf course in Latin America, El Camaleon.

If you’re wish is to get away from it all in style, then the outstanding, yet often overlooked, Sandals South Coast deserves a serious look. And we mean it!

Sandals South Coast might not be a hop-skip-and-a-jump from major airports, but its isolation is also one of its biggest assets—particularly if you’re dreaming of an amenity-packed stay with both an exclusive and secluded feel to it.

Tucked in a 500-acre wilderness preserve, this adults-only (couples-only) all-inclusive resort effortlessly blends the untamed beauty of the Caribbean with the elegance of Europe.

Each Over the Water Butler Honeymoon Bungalow offers you a picture-perfect view of the two-mile beach—and, as the name implies, comes standard with Sandals’ legendary Butler Elite service.

Of course, you also get glass floor panels, Tranquility Soaking Tubs, overwater hammocks, and all the comfy perks you except from Sandals’ top tier rooms.

And foodies, get ready to feast. Seven restaurants transport your taste buds around the globe, complemented by entertainment that ranges from a sophisticated piano bar to beach bonfire revelries and a chic nightclub.

Now, if you’re searching for a water villa in Belize with its own private plunge pool, Lina Point Belize Overwater Resort has got you covered!

These wonderful Caribbean overwater bungalows are stacked to the gills with sought after features like glass floor panels, open-air design, and easy access to the cerulean waters below.

Beyond the plush amenities, Lina Point exudes a welcoming vibe that’s hard to resist. And who can forget the wealth of nearby activities that add a dash of adventure to your already idyllic stay.

Now, let’s talk about Sol Bungalows Bocas del Toro, another standout in the wonderful world of overwater bungalows in the Caribbean.

This spot is all about authenticity. No flashy distractions, just the simple charm of waking up above those crystal-clear waters—an everyday treat. Tucked away in the beauty that is Bocas del Toro, it’s like stepping into a Caribbean daydream, minus the tourist frenzy.

Best of all, the design of each bungalow is comfort-forward, making it a sweet spot for couples looking for purpose-built romantic abode. Top it off with a quiet dinner on your private deck or a sunset kayak ride for two.

Huddled around a pristine lagoon in the heart of a mangrove reserve, the Palafitos at Blue Diamond Luxury Boutique Hotel serve up an impressive spread of amenities for couples.

These stunning Caribbean water bungalows each come with either a spacious private balcony or a rooftop sun deck—your own personal slice of paradise.

And it’s not just about the bungalows. Just a hop, skip, and a jump away at the main resort, you’ve got a buffet of wellness activities—yoga, meditation, and a spa water circuit.

Four gourmet restaurants dishing out a healthy assortment of delicious cuisine round out the standout features that make the palafitos at Blue Diamond some of the most romantic overwater bungalows in the Caribbean.

The Belizean owned and run Coco Plum Island Resort is an exclusive, adults-only slice of paradise off the coast of Southern Belize.

This authentic Caribbean escape offers 18 luxury ocean-front cabanas (and one truly wonderful water villa) on a 16-acre private island.

Clear blue waters surround this tranquil haven where the vibe is personal, the cabanas cozy, and the staff, your new friends. Exceptional cleanliness, comfy rooms, personalized service, and glowing reviews make this place stand out.

But it’s not just about lazing by the water. The all-inclusive package is a treasure trove, offering surprises like a well-stocked bar, water sports, and trips to Mayan ruins or zip-lining above the Belize rainforest.

If you’re looking for a unique and unforgettable off-the-beaten path stay without sacrificing creature comforts, we think Coco Plum Island Resort should be near the top of your Caribbean water bungalows short list.

✪ Hot Tip For the ultimate in tranquility, snag the 3-Bedroom Overwater Villa or aim for one of those Premium Suite Cabanas at the end of the island. They don’t disappoint!

Urraca Monkey Island is an outstanding adults-only eco-lodge situated deep in the untouched beauty of Panama’s Bocas del Toro archipelago.

This top-rated island resort boasts a distinctive charm blending warm hospitality, simplicity, and indulgence—tailor-made for a couples eco-escape.

A 30-minute boat ride from Isla Colon transports you to this secluded haven, suspended over clear turquoise waters, connected by docks. Perched on stilts with no actual land, it’s a mangrove island retreat where wildlife surprises at every glance.

Explore mangrove forests, seagrass meadows, and coral reefs at your doorstep. Dine on gourmet delights from the kitchen—fresh catches of the day cooked with local flare.

It’s an authentic, relaxing experience punctuated by shared sunsets and secluded dinners beneath the stars.

If you’re looking for a truly one-of-a-kind experience that you simply can’t have anywhere else on Earth, check out Banyan Tree Mayakoba, an unforgettable stay near Playa del Carmen.

Nestled among scenic mangroves, Banyan Tree’s Lagoon & Sunset Rooftop Pool Villas offer the feeling of getting away from it all, with a prime location in the heart of the Riviera Maya, and without sacrificing modern comforts and conveniences.

Enjoy all of the incredible amenities this five-star resort has to offer, including private pool and garden terrace in every villa, world-class cuisine and full-service spa, and the first PGA Tour golf course in Latin America, El Camaleon.

✪ Pros Top-rated concierges and the opportunity to surround yourself with nature without sacrificing comforts. And if you love golf, Lori and I think you’d be hard-pressed to find better-suited overwater bungalows in the Caribbean!

✪ Cons Though luxurious and private, the villas are quite close to each other. And, while the lagoon setting is breathtaking, it’s not what a lot of folks picture when they think of overwater bungalows. Arrive knowing that and this wonderful resort won’t be let down.

Now, it’s time to get acquainted with St. George’s Caye Resort, an adults-only haven not far from Belize City featuring romantic air-conditioned Tahitian-style water cabanas.

Enjoy delicious food, a laid-back vibe that’s as friendly as it gets, and some of the finest diving and angling spots in Belize just a stone’s throw away.

Hot Tip The Overwater Cabanas gift you with stunning sunsets over the mangroves to the west, while the Oceanfront Cabanas serve up Caribbean Sea breezes and jaw-dropping sunrises to the east. Decisions, decisions—either way, you’re in for a truly unforgettable Caribbean water bungalows experience.

Azul Paradise Resort in Panama, tucked-in to the quiet corners of the Caribbean, is an off-the-grid escape where nature is the focus.

This place isn’t just a resort; it’s a vibe of its own, blending eco-friendliness with a laid-back island feel. Thatch roofs line the shore, and the suites blend seamlessly with the island’s rhythm.

The resort’s Caribbean overwater bungalows are meticulously crafted private sanctuaries perched above crystal-clear waters. Each bungalow offers a private deck and breathtaking views, making for a primo destination for a romantic rendezvous!

And yeah, the Caribbean is your backdrop—a natural masterpiece that sets the stage for not just luxury living but a whole array of cool stuff. Think guided adventures into the heart of local culture and nature’s wonders.

Cayo Espanto Resort in Belize isn’t just another getaway; it’s a romantic oasis of tropical seclusion mixed with resort sophistication.

The overwater villa, Casa Ventana, steals the show, of course—a private hideaway with glass floors, hovering above crystalline Caribbean waters.

With only a handful of villas on the island, Cayo Espanto is an intimate retreat tailored for couples. Imagine lazy days enveloped in cerulean sea views and warm island vibes.

And when you’re ready to dial up the luxury, room service and a masseuse are just a call away. Because why settle for anything less in your private island oasis?

Hot Tip Casa Ventana may be the unicorn of Caribbean water bungalows in Belize, but it does lack one thing the beach villas do not: a private plunge pool. With that said, we think the Caribbean Sea makes for a pretty sweet “plunge pool” all by itself.

Final Thoughts

What makes overwater bungalows in the Caribbean so special? For beginners, there just aren’t many of them!

By some accounts, there may be as few as 30 hotels and resorts offering private overwater bungalows across the entire Caribbean. Compare that to 50 resorts with overwater bungalows in Bora Bora!

Of those, a very few offer the level of amenities and services travelers might expect to find in popular over-the-water destinations like the Maldives or French Polynesia.

In this guide, Lori and I wanted to bring you the cream of the crop. Each and every destination on this list has distinguished itself from the pack—through exceptional reviews and ratings, the number and variety of amenities offered, warm hospitality, or all of the above!

We hope you enjoyed reading this detailed guide to the best over-the-water stays in the Caribbean just as much as we enjoyed putting it together for you!

More Caribbean & Water Bungalows Inspiration

Best of the Caribbean

• 8 Best Caribbean Resorts for Couples (Adults-Only)
• Best FAMILY-FRIENDLY Caribbean All-Inclusive Resorts
• The 7 Best SAINT LUCIA Honeymoon Resorts
• 8 Best JAMAICA Adults-Only All-Inclusive Resorts
• The Best BAHAMAS Adults-Only All-Inclusive Resorts
• 10 Best PUNTA CANA Adults-Only All-Inclusive Resorts
• The 6 Best TURKS & CAICOS All-Inclusive Resorts

More Overwater Bungalows

• The 5 Best Mexico Overwater Bungalows Resorts
• 6 Bucket List Overwater Bungalows in Bora Bora
• 18 Epic Tropical Island Resorts for Your Bucket List

Featured Image: Sandals Royal Caribbean